SB 26-155- Increase Access Homeowners Insurance Enterprise

This bill creates the “Strengthen Colorado Homes Enterprise with the Colorado Division of Insurance”. This bill imposes a .5% annual fee on homeowners insurance premiums (Starting in 2027) to fund grants for resilient roof upgrades and workforce training. Insurers are not allowed to pass the fee on to the policyholders. This bill passed the senate finance committee and is heading to the senate. This bill is expected to pass.

HB26-1099- Protect Financial Condition of Homeowners Associations

This bill has been signed by the Governor and goes into effect on August 12, 2026. This bill requires the declarant of a common interest community to fund a 30-year reserve study before turnover. This bill requires associations to disclose their most recent reserve study and mandates delivery of the declarant prepared study to the association at turnover. This bill imposes a 45-day deadline for management companies to transfer all association funds, records, and property upon termination or non-renewal.

HB26-1007- Improve Customer Use Distributed Energy Resources

This bill allows owners to install solar panel devices. This bill sets guidelines for portable-scale solar generation devices, which don’t require prior provider approval for installation or use. This bill has been amended to ensure that owners are responsible for all costs related to installation, insurance, maintenance, and may require reasonable restrictions. This bill has passed the house and senate, and the governor is expected to sign it.

SB26-049- Homeowner National Disaster Mitigation

This bill allows recipients of the natural disaster mitigation enterprise fund to install impact resistant roofing and other property specific mitigation measures. This bill has passed senate finance committee and is moving to the senate.

HB26-1114- Allowed Minimum Lot Size for Subject Jurisdictions

This bill prohibits a requirement of a 2000 sq ft minimum lot size. This bill has been amended to not override existing common interest communities created before a jurisdiction comes into compliance with the new state requirements.

DEAD BILLS

HB26-1047- Protections for Residential Tenants
HB26-1284- Requirements for Tenant Utility Billing
HB26-1091- Homeowners Insurance Data Privacy Protections
HB26-1201- Homeowners Preferred Language Notice to HOA
HB26-1316- Private Membership Club Covenants

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