What insurance policies generally do and do not cover

2019-09-13T05:00:00-05:00

When natural disasters strike, they may cause various forms of damage to homes and apartments. Items inside of a home or apartment may also be damaged or lost in the aftermath of a storm. A standard homeowners or renters insurance policy in the U.S. will likely cover the cost of repairing a home. It will also likely help individuals pay…

What insurance policies generally do and do not cover2019-09-13T05:00:00-05:00

Tips for making storm damage insurance claims

2019-08-29T05:00:00-05:00

The U.S. has been hit by an unusual number of severe thunderstorms this summer. For example, on Aug. 11, a hailstorm tore through Billings, Montana, shattering windows and punching holes in roofs. This sort of damage can cost hundreds or even thousands of dollars to repair, forcing many homeowners to file an insurance claim to recover their losses. Fortunately, there…

Tips for making storm damage insurance claims2019-08-29T05:00:00-05:00

Texas is top state for hail damage insurance claims

2019-08-14T05:00:00-05:00

Texas leads the nation in hail damage insurance claims, according to an analysis released by the National Insurance Crime Bureau (NICB). The analysis looked at claims data from Jan. 1, 2016 through Dec. 31, 2018. According to the analysis, there were almost 2.9 million hail loss claims filed within the study period. Of those, 811,000 were filed by property owners…

Texas is top state for hail damage insurance claims2019-08-14T05:00:00-05:00

Colorado hailstorms cause insurance costs to spike

2019-07-31T05:00:00-05:00

Colorado homeowners may be concerned about their insurance premiums, especially as hailstorms are causing even more damage throughout the state. In 2018, Colorado suffered the greatest hail losses across the country. This devastation exceeded Texas, which is the state with the second-largest amount of hail damage according to a report from the State Farm insurance company. The Rocky Mountain Insurance…

Colorado hailstorms cause insurance costs to spike2019-07-31T05:00:00-05:00

Preparing for disaster

2019-07-24T05:00:00-05:00

Natural disasters in the United States result in billions of dollars in property damage. However, not many people take the necessary precautions. Almost 90% of insurance agents think that less than half of their clients have a comprehensive hurricane preparedness plan in place. A majority believe that less than half of their clients comply with orders to evaluate when a…

Preparing for disaster2019-07-24T05:00:00-05:00

Hail Storm Hits South Metro

2019-07-18T05:00:00-05:00

A vicious storm tore through the south metro early this morning July 18, 2019, with high winds and large hail (1″-2+”) in some parts of Burnsville, Prior Lake and Savage. After a storm rolls through, cleanup and repairs begin, and many don’t know where to start. is a Minnesota based national first-party insurance law firm with a demonstrated track record…

Hail Storm Hits South Metro2019-07-18T05:00:00-05:00

Hail damage losses have increased since 2008

2019-07-09T05:00:00-05:00

Adjusted for inflation, losses caused by hail damage totaled $19 billion in 2008. In a typical year previously, losses caused by hail damage would have been $8 billion to $12 billion. The trend of increased damage continued for the next decade, but no one is sure what is to blame. However, one possible explanation is that people are moving farther…

Hail damage losses have increased since 20082019-07-09T05:00:00-05:00

Why are hail damage claims getting more expensive?

2019-07-03T05:00:00-05:00

If you live in an area where severe thunderstorms and hail are common, you likely have experienced or feared hail damage to your property at some point. Even if you have an insurance claim, it’s natural to be wary of these things because of the potential they have to disrupt your life and the cost involved.  But just how expensive…

Why are hail damage claims getting more expensive?2019-07-03T05:00:00-05:00

Hail: When a Storm Comes, Know When Damage Could Happen

2019-07-03T05:00:00-05:00

When you live in an area where storms are common, you know that there is a risk of hail. Hail can be very damaging, going as far as to damage your roof, rip through your siding and destroy the exterior of your home. Even smaller hail can cause damage if there is enough of it traveling at a high enough…

Hail: When a Storm Comes, Know When Damage Could Happen2019-07-03T05:00:00-05:00

Hail Storm Hits Southern Suburbs

2019-06-11T05:00:00-05:00

Severe weather season in the Land of 10,000 Lakes is officially off and running. On June 4, 2019, a severe wind and hailstorm pummeled numerous areas throughout the state. High winds, torrential rain, and hail affected the Twin Cities metro area. Golf ball sized hail was reported in the southern metro, including Burnsville, Eagan, Elko/New Market, Farmington, Lakeville, Monticello, Prior…

Hail Storm Hits Southern Suburbs2019-06-11T05:00:00-05:00