Homes, cars, possessions – insurance is necessary for a safe, secure lifestyle even without considering medical needs. There are dozens of major insurers that offer hundreds of plans in an effort to offer coverage for every situation. At times, these insurers need extra oversight to make sure this coverage is fair. Minnesota’s commerce commissioner recently fined two insurance companies for…
When it happens, it feels like nothing will ever be the same. Homeowners and other building owners dread the idea that an event beyond their control could damage or destroy their property. Investments, businesses and personal possessions are all at stake in a disaster. Insurance policies help introduce some relief and predictability into the unpredictable world of real estate ownership.…
‘s attorneys are on the forefront of changing the law to protect policyholders’ rights. Here are just a few examples of times RSJ helped develop and create new law in the last couple of years: Cedar Bluff v. American Family. RSJ wins a Minnesota Supreme Court case holding that insurance policies provide for a reasonable match between existing and replacement…
RSJ attorney Tim Johnson won a case before the Iowa Court of Appeals involving the scope of an insurance appraisal panel’s authority to determine the amount of a disputed loss. Walnut Creek v. Depositors Ins. Co involved a disputed hail claim to a 36 building homeowner’s association. The Association suffered hail damage to the buildings, but the insurance company denied…
Attorneys Alex Jadin, Tony Smith, and Tim Johnson won another case before the Minnesota Supreme Court in the matter of Poehler v. Cincinnati Insurance Company. This case involved whether a policyholder could recover interest on an insurance appraisal award when an insurance company undervalues a claim. An insurance appraisal is an alternative dispute resolution mechanism available under most homeowner’s insurance…
The summer of 2017 has been filled with severe weather storms across Minnesota. Thousands of homes have been affected by hail and wind damage. For those with homeowners insurance policies, one of the most common issues is whether the policy provides coverage for “matching” the existing material (like siding, roofing, windows, etc.) when repairing the storm damage. For example, whether…
Join me in congratulating Alex and Tim for being named to Super Lawyers “Rising Stars” list for 2017. The Super Lawyers “Rising Stars” list is a rating system for exceptional lawyers who have a high-degree of peer recognition and professional achievement a distinction awarded to only 2.5% of Minnesota attorneys under the age of 40.
SJJ notched a victory at the Minnesota Supreme Court in Cedar Bluff Townhome Condominium Association, Inc. v. American Family Mutual Insurance Company, a landmark insurance coverage case concerning an insurance policyholder’s right to have their property repaired with matching building products. Attorneys Curt Roeder and Anthony T. Smith represented Cedar Bluff Townhome Condominium Association, a 20-building townhome association that made…
