Material Matching in Colorado: Bertisen v. Travelers
Matching coverage is a type of coverage available under most policies that ensures when a claim is filed for a damaged roof, siding or windows - the surrounding undamaged roof, ...
RECENT ARTICLES
U.S. Court of Appeals Rules that Minnesota Appraisal Panels Must Determine the Cause of Loss
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Tony Smith, Alex Jadin, Tim Johnson, Finn Jacobsen & Karly Kauf Named Super Lawyers & Rising Stars 2021
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Hail damage on pace to hit all-time high in 2019
According to insurance experts, 2019 is shaping up to be the worst year on record for hail damage in the United States. As of mid-April, there have already been 664 hailstorms reported, which is more than were reported in all of 2018. In addition, April, May and June are typically when most hailstorms occur, so this year’s total will almost…
Colorado Bad Faith Claims
Under Colorado common law, insurance companies owe a duty of good faith and fair dealing to their insureds. When an insurer acts in bad faith, it breaches this implied duty of good faith and fair dealing and a claimant can take legal action against it. To succeed, a claimant must prove that the insurance company unreasonably delayed and/or denied payment…
The Stunning Financial Impact of Hail Between 2013 and 2017
When hail strikes in a ferocious storm, it often doesn’t last long. People quickly duck inside to wait it out. When they emerge, though, they may find lasting damage that poses an incredible financial cost. Even a short storm can be absolutely devastating for local property. If you want to see what this impact looks like firsthand, let’s look at…
Steps to take when an insurance claim gets rejected
When a home is damaged, a homeowner’s first move is often to file a claim with his or her insurance company. In some cases, that claim may be denied even if an individual believes that the damage is covered by the policy. If a claim is denied, it is important to review the terms of the policy carefully to see…
Iowa Court of Appeals Rules Contractor With Assignment of Benefits Improperly Acted as an Unlicensed Public Adjuster
On February 6, 2019, the Iowa Court of Appeals published its decision in 33 Carpenters Construction, Inc., v. The Cincinnati Insurance Company, No. 17-1979, a case involving a post-loss assignment of a property damage claim to the insured’s contractor. The case has important implications for both insureds and contractors performing insurance restoration work with an assignment of benefits (sometimes also…
Hail damage may be covered by insurance
After a storm, damage to a home or building may not be evident right away. In May 2018, a hailstorm struck York County in Pennsylvania, and many buildings sustained damage. While the owners of these buildings may have insurance coverage, there is a deadline by which they must file an insurance claim. Generally speaking, the deadline is one year from…