COLORADO: Insurance Claim & Deductible Assessment Policies for CCIOA Communities
One of the biggest challenges facing homeowners' associations today is the affordability of property insurance. There are three main problems: The price of insurance (the insurance premium) has increased dramatically ...
RECENT ARTICLES
COLORADO: Who’s Going to Pay for This? Common Expenses and Limited Assessments in Common Interest Communities
Two common topics of discussion in condominium and townhome associations are: (1) who is responsible for the maintenance, repair, and ...
Why Matching Coverage Matters in Minnesota
The purpose of a property insurance policy is usually to restore the property to its “pre-loss” condition. In the event ...
“You Can’t Make Me!” Vaccination Considerations for HOA Boards and Common Interest Communities
COVID-19 vaccines are now readily available to any Minnesotan who wishes to be inoculated. In fact, Minnesota is one of ...
SJJ Forces a Colorado Insurance Company to Participate in Appraisal
In the case of Pallarito vs. American Family, Smith Jadin Johnson attorneys Christopher Drake, Jared McLuskey, and Zac Morgan successfully compelled ...
SJJ Attorneys Anthony Remick and Tim Johnson Secure Minnesota Policyholders Right to Appraisal
An insurance company’s refusal to appraise a disputed loss “was done in bad faith” according to a Minnesota Judge. In ...
Who’s Going to Pay for This? Common Expenses and Limited Assessments in Minnesota HOAs
Two common topics of discussion in condominium and townhome associations are: (1) who is responsible for the maintenance, repair, and ...
Creating an Annual Inventory of Your Home for Insurance Purposes
No one can predict when you will experience damage to your property from a fire, flood or other unexpected event. When it is time to make a claim to your insurance company for damage to your property, your insurer will almost certainly request a personal property inventory that will include a description of the property, its age and the cost…
Filing and Defending Your Theft and Vandalism Insurance Claim
Property insurance is something that anyone owning property should have. Insurable property includes your home, vehicle, and personal possessions that you own. Property insurance is intended to compensate you for the loss of your property in event of an accidental and unintended event to help you put your life back together. Typical losses are related to natural disasters, fires and…
SJJ Changes Iowa Insurance Law
SJJ attorney Tim Johnson recently won a huge case at the Iowa Supreme Court in Walnut Creek v. Depositors that will allow policyholders to have their disputed insurance claims resolved outside of court through the quicker and less expensive insurance appraisal process. The Walnut Creek case started as a disputed insurance claim. The insurance company claimed that hail had not damaged the…
SJJ Does it Again!
SJJ attorneys Tim Johnson and Alex Jadin won another case before the Minnesota Court of Appeals upholding a policyholder’s right to collect interest on an appraisal award. In Andersen v. Owners Insurance, the policyholder prevailed against its insurance company at appraisal and sought to recover interest on the appraisal award. The insurance company argued the policyholder was not entitled to…
Court Rules That Insured Is Entitled To Pre-award Interest On Full Rcv Amount Of Appraisal Award, Without Offsets For Prior Payments Made By Insurer
SJJ attorneys Alex Jadin and Tim Johnson recently won another case with significant implications for the insurance appraisal process in Minnesota. Niakwa Village Home Owners Association v. American Family Mutual Insurance Company involved a residential community that suffered hail damage in a recent storm. The Association made a claim for the damage to its insurance company, but the insurance company…
Do You Have Enough Insurance Coverage Against Minnesota’s Weather?
While most people choose an insurance policy for their home due to the price, it should not be your only consideration. It is equally important to choose the right coverage based upon the types of risks in your geographical area, and to be sure you have high enough policy limits to protect all of your property. In order to find…