Notable Laws Passed in 2023 Affecting Minnesota Community Associations
There have been some recent developments in Minnesota law that are likely to affect Minnesota’s homeowners’ associations and property management companies. As you review the changes discussed briefly below, consider ...
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Ice Dams and HOAs
With the record setting snow fall of the last few months in Minnesota, many homeowner associations are starting to see ice dams. An ice dam is a chunk of ice on the edge of your roof line and is usually caused by inadequate insulation or ventilation which allows escaping heat to melt snow on the roof. When the melted snow…
What to know about storm damage claims
When a storm hits in Colorado or other states, it is possible that it could cause damage to a person’s home. However, there is no guarantee that an insurance policy will cover the cost of repairing that damage. In some cases, an insurance policy will damage caps or other limits that may leave a homeowner paying for some repairs out…
How to file an insurance claim
Those who have an insurance policy may feel at ease knowing that there is financial protection in case of emergency. However, the process of filing a claim after a natural disaster or other event that causes damage may be confusing to policyholders. The first step in the process is to review the policy itself to get a better idea of…
Association Violation Letters Are Not Attempts to Collect A Debt
SJJ recently won an important case in the Federal District Court of Minnesota related to a homeowners’ association’s ability to send violation letters. The case involved a homeowner who sued their association for alleged violations of the Fair Debt Collection Practices Act (“FDCPA”). The FDCPA is a federal law which protects consumers from unfair or abusive debt collection practices. Homeowner…
What Winter Home Repairs are Covered by Homeowners Insurance
Winter in Minnesota is brutal. Snow accumulates, and when the sun shines, it melts and turns into ice. When you combine these wintry elements with freezing temperatures, it creates particularly dangerous conditions. This can cause issues in your home. You may wonder if winter home repairs are covered by homeowners insurance. Here is what you need to know about a…
Smith Jadin Johnson Secures another Victory for Insureds at the Minnesota Court of Appeals
SJJ attorneys Alex Jadin, Tim Johnson, and Jeff Woltjen won a major case at the Minnesota Court of Appeals yet again securing a policyholder’s right to interest on an insurance appraisal award. A fire caused significant damage to Sheila and William Oliver’s home in Edina, Minnesota. They promptly submitted a claim to a claim under their homeowner’s policy with State…