When Should I Submit a Hail Damage Claim?
Many homeowners debate whether or not to submit hail damage claims to their insurance companies. That could be a big mistake. Failure to do so could result in waiving your ...
RECENT ARTICLES
What Winter Home Repairs are Covered by Homeowners Insurance
Winter in Minnesota is brutal. Snow accumulates, and when the sun shines, it melts and turns into ice. When you combine these wintry elements with freezing temperatures, it creates particularly dangerous conditions. This can cause issues in your home. You may wonder if winter home repairs are covered by homeowners insurance. Here is what you need to know about a…
Smith Jadin Johnson Secures another Victory for Insureds at the Minnesota Court of Appeals
SJJ attorneys Alex Jadin, Tim Johnson, and Jeff Woltjen won a major case at the Minnesota Court of Appeals yet again securing a policyholder’s right to interest on an insurance appraisal award. A fire caused significant damage to Sheila and William Oliver’s home in Edina, Minnesota. They promptly submitted a claim to a claim under their homeowner’s policy with State…
Denver’s Green Building Ordinance And What It Means For You
On October 29, 2018, the City of Denver approved the Green Buildings Ordinance; it took affect November 2, 2018. The new ordinance is modeled after a Toronto law and is one of the first of its kind for US cities. Denver now requires new roofs and roof replacement to comply with certain green building requirements. These requirements apply to both…
Mechanic’s Liens In Minnesota
handles all aspects of mechanic’s liens throughout the State of Minnesota and elsewhere. Mechanic’s liens in Minnesota can be technically demanding, require proper documentation, precise timing, careful attention to detail, and depending on the project or property, can be complex. provides advice and assistance, including drafting and serving the appropriate notices, filing and serving the appropriate lien documents, as well…
Hail damage costs billions nationwide each year
Anytime a large storm hits, you hear about the hail damage. But how much does that damage cost Americans each year? The Insurance Information Institute states that 2017 saw 6,045 major hail storms, which caused about $1.8 billion in crop and property damage. When combined with wind damage, that figure rises to well over $2 billion. Where does hail hit…
Duty to Cooperate in Property Damage Claims
An insurance policy is a contract that is binding and enforceable on both the policyholder and the insurance company. Within the policy, both parties have certain obligation and duties. The “duty to cooperate” is one of the most important policyholder duties. From a practical viewpoint, the duty to cooperate requires the policyholder to allow an insurance company to investigate the…