Concurrent Causation: What to Do When an Insurance Company Denies Your Claim
Last month, the National Hurricane Center issued its first-ever tropical storm watch for Southern California. A watch turned into a tropical storm warning a few hours later and on August ...
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Hail Storm Hits South Metro
A vicious storm tore through the south metro early this morning July 18, 2019, with high winds and large hail (1″-2+”) in some parts of Burnsville, Prior Lake and Savage. After a storm rolls through, cleanup and repairs begin, and many don’t know where to start. is a Minnesota based national first-party insurance law firm with a demonstrated track record…
Big Changes to the Colorado Appraisal Process
One of the most cost-effective tools for resolving disputed claims with insurance companies is the insurance “appraisal” process. Appraisal is an alternative dispute resolution mechanism in most Colorado insurance policies. It is designed to resolve claims outside of court, and consists of an appraisal panel reviewing and resolving a disputed claim amount. The appraisal panel is made up of one…
Hail damage losses have increased since 2008
Adjusted for inflation, losses caused by hail damage totaled $19 billion in 2008. In a typical year previously, losses caused by hail damage would have been $8 billion to $12 billion. The trend of increased damage continued for the next decade, but no one is sure what is to blame. However, one possible explanation is that people are moving farther…
Why are hail damage claims getting more expensive?
If you live in an area where severe thunderstorms and hail are common, you likely have experienced or feared hail damage to your property at some point. Even if you have an insurance claim, it’s natural to be wary of these things because of the potential they have to disrupt your life and the cost involved. But just how expensive…
Hail: When a Storm Comes, Know When Damage Could Happen
When you live in an area where storms are common, you know that there is a risk of hail. Hail can be very damaging, going as far as to damage your roof, rip through your siding and destroy the exterior of your home. Even smaller hail can cause damage if there is enough of it traveling at a high enough…
Large and Dangerous Tornado Sweeps through East Central Kansas and Kansas City Metro
On May 29, 2019, a vicious storm tore through Kansas City and east-central Kansas. The storm spawned tornadoes that downed trees and power lines, damaged homes, and injured at least a dozen people. It marked the twelfth straight day that at least eight tornadoes were reported to the National Weather Service. Tornadoes and severe storms are part of life in…