Blog

Adjusted for inflation, losses caused by hail damage totaled $19 billion in 2008. In a typical year previously, losses caused by hail damage would have been $8 billion to $12 billion. The trend of increased damage continued for the next decade, but no one is sure what is to blame. However, one possible explanation is that people are moving farther…

When you live in an area where storms are common, you know that there is a risk of hail. Hail can be very damaging, going as far as to damage your roof, rip through your siding and destroy the exterior of your home. Even smaller hail can cause damage if there is enough of it traveling at a high enough…

If you live in an area where severe thunderstorms and hail are common, you likely have experienced or feared hail damage to your property at some point. Even if you have an insurance claim, it’s natural to be wary of these things because of the potential they have to disrupt your life and the cost involved.  But just how expensive…

On May 29, 2019, a vicious storm tore through Kansas City and east-central Kansas. The storm spawned tornadoes that downed trees and power lines, damaged homes, and injured at least a dozen people. It marked the twelfth straight day that at least eight tornadoes were reported to the National Weather Service. Tornadoes and severe storms are part of life in…

Insurance companies tend to have a distinct advantage in their relationships with policyholders. Therefore, they are generally expected to act in good faith when dealing with a customer. There are many ways that states define bad faith on the part of an insurance provider. However, as a general rule, there are two elements that must be shown to prove that…