SJJ attorneys Tim Johnson and Alex Jadin won another important case for Minnesota policyholders today at the Court of Appeals in K & R Landholdings v. Auto-Owners Insurance. Just last year, SJJ won Poehler v. Cincinnati at the Minnesota Supreme Court which held that Minnesota policyholders are entitled to interest on an insurance appraisal award when an insurance company undervalues…
Though we all like to believe that our homes are going to last forever, the truth is that losses like hail, wind, fire, and theft do happen in our area. Homeowners insurance protects people from having to pay directly for costly repairs when a loss occurs. This is why all homeowners should have an insurance policy. Unfortunately, in times of…
Though you may not realize it, filing an insurance claim is a legal process. Do it correctly and you are more likely to get the funds needed to make necessary repairs to your property. If you don’t, however, you could end up having to pay for repairs out of pocket. Here’s a list of common mistakes to avoid: Don’t clean…
In 2017, SJJ won an important case before the Minnesota Supreme Court that allows property owners to collect pre-award interest on insurance appraisal awards in Poehler v. Cincinnati. While the Court found that interest was due on appraisal awards, it did not answer another important question: how much interest is due? Pre-award interest on appraisal awards comes from a Minnesota…
RSJ attorney Tim Johnson recently won another important insurance case. In Anderson v. American Family, the homeowner’s insurance policy required that she complete the repairs to her hail damaged house within one year of the storm. Because of circumstances outside of her control, including delays caused by the insurance company, she was unable to complete the work within one year.…
Property damage is an unfortunate but often inevitable part of owning a home or operating a business. This is why insurance against weather and other damage is one of the main building blocks of a secure responsibility with a property. A bizarre incident in Minnesota is showcasing a less-common need for reliable property insurance. A quarry in Mankato is having…
Homes, cars, possessions – insurance is necessary for a safe, secure lifestyle even without considering medical needs. There are dozens of major insurers that offer hundreds of plans in an effort to offer coverage for every situation. At times, these insurers need extra oversight to make sure this coverage is fair. Minnesota’s commerce commissioner recently fined two insurance companies for…
When it happens, it feels like nothing will ever be the same. Homeowners and other building owners dread the idea that an event beyond their control could damage or destroy their property. Investments, businesses and personal possessions are all at stake in a disaster. Insurance policies help introduce some relief and predictability into the unpredictable world of real estate ownership.…
‘s attorneys are on the forefront of changing the law to protect policyholders’ rights. Here are just a few examples of times RSJ helped develop and create new law in the last couple of years: Cedar Bluff v. American Family. RSJ wins a Minnesota Supreme Court case holding that insurance policies provide for a reasonable match between existing and replacement…
RSJ attorney Tim Johnson won a case before the Iowa Court of Appeals involving the scope of an insurance appraisal panel’s authority to determine the amount of a disputed loss. Walnut Creek v. Depositors Ins. Co involved a disputed hail claim to a 36 building homeowner’s association. The Association suffered hail damage to the buildings, but the insurance company denied…
